How it works

1
Sign up with your phone number
Verified by SMS in seconds — no forms to fill.
2
Tell us what you earn
Salary, side hustles, business income. All of it, in one place.
3
Pick your categories
Start from life in Kenya, not a foreign template: rent, school fees, chama, family, savings.
4
Bring in your M-Pesa history
Optional. Import a statement and watch it sort itself.
5
Get your first budget
A plan for the month, ready on day one.

9:41

Messages · nowYour ByYou code is 482916

I already have an account

It takes less than a minute.

Enter the 6-digit code we sent to +254 712 345 678.

Number verified

Step 1 of 3

We'll use it to build your first budget. You can change it any time.

KSh0

Step 2 of 3

Pick the categories that fit your life.

HousingFoodTransportSchool feesFuelSavingsBenevolenceAirtimeFun

Step 3 of 3

We'll sort your transactions into categories for you.

Import M-Pesa statementsSorted on your phone · never uploaded

Your first budget is ready.

Hi Wanjiru 👋

Left to spendKSh 85,000of KSh 85,000 budget

0%spent

Income KSh 85,000Day 1 of 31

Your first budgetEdit

HousingKSh 30,000 left

FoodKSh 15,000 left

TransportKSh 10,000 left

School feesKSh 15,000 left

SavingsKSh 15,000 left

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